VeraBank

A credit score is a three-digit number calculated to indicate your creditworthiness. The higher the score, the more creditworthy you are to a lender. A cred...

VantageScore® was founded by the 3 leading credit reporting agencies – Experian, Equifax, and TransUnion. This credit score model was developed by a represe...

Credit reports, also known as credit files, are composed of the credit-related data a credit reporting company has gathered about consumers from different s...

Given this incredible volume of data provided by lenders to the agencies, there are times when the information reported about your credit activities may be ...

No, the provided Credit Score within SavvyMoney is for educational purposes. The credit score provided within SavvyMoney is intended to help you underst...

Score Simulator is an interactive tool that allows users to see how hypothetical actions may affect their credit score, including things like paying off a c...

No. VeraBank provides SavvyMoney Credit Score for free.

Every 7 days scores are updated and displayed in Digital Banking. Users can also refresh their score and full report every 24 hours by clicking “Refresh Sco...

SavvyMoney pulls users’ credit profiles from TransUnion, one of the three major credit reporting bureaus, and uses VantageScore 3.0, a credit scoring model ...

There are three major credit reporting bureaus—Equifax, Experian, and Transunion—and two scoring models—FICO or VantageScore—that determine credit scores. F...